New York Life terms of use.

1. 隐私和个人信息保护

Please review the New York Life Privacy Policy 了解我们的做法，关于收集, use, 个人信息的披露和保护. By using any part of the Services you agree to the terms of the New York Life Privacy Policy.

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2. ACCOUNTS, CANCELLATION

如果您注册帐户以使用本服务, 您必须完成本网站或通过移动应用程序指定的注册过程，并根据该过程的要求向我们提供完整和准确的信息. 您必须保持您的注册资料完整, accurate and up-to-date, and any loss caused by your failure to do so is your responsibility. 完成注册程序后, you may be asked to choose a user name and password and a user name. 您有责任对您的密码和帐户保密. 您还应对您帐户下发生的所有活动负责. 您同意立即通知gpk电子游戏官网任何未经授权使用您帐户的行为. New York Life is not liable for any loss that you may incur as a result of someone else using your password or account. We may suspend or terminate your account if we have a reasonable belief that it is being used in connection with fraudulent activity, 或您违反本协议或出于我们自行决定的任何其他原因, and also suspend or terminate your access to the Services, in whole or in part.

您可以随时通过点击取消您的帐户或订阅“服务” here to e-mail us.

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3. DISCLAIMER OF WARRANTIES

YOUR USE OF, AND RELIANCE ON, 从本服务或通过本服务获得的任何建议或信息均由您自行承担风险. ALL CONTENT, INCLUDING SOFTWARE, PRODUCTS AND SERVICES, 本服务中包含的或通过本服务提供的内容均按“原样”提供给您,” “AS AVAILABLE” BASIS. NEW YORK LIFE AFFILIATES, DISTRIBUTORS, SUPPLIERS, LICENSORS, AGENTS OR OTHERS INVOLVED IN CREATING, SPONSORING, PROMOTING, 或者以其他方式提供服务, INCLUDING THE SITE AND ITS CONTENTS (THE “NEW YORK LIFE PARTIES”) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICES OR THE INFORMATION, CONTENT OR MATERIALS PROVIDED IN CONNECTION WITH THE SERVICES. 在适用法律允许的最大范围内, gpk电子游戏官网各方不承担任何形式的陈述和保证, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, INFORMATIONAL CONTENT, TITLE, 或者不侵犯第三方的权利. NEW YORK LIFE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS THAT THE SERVICES WILL OPERATE ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES AND/OR ITS SERVER WILL BE FREE OF VIRUSES AND/OR OTHER HARMFUL COMPONENTS. 纽约寿险当事人不保证或作出任何关于适用性的陈述, AVAILABILITY, ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT OR MATERIAL OF ANY KIND CONTAINED WITHIN THE SERVICES FOR ANY PURPOSE.

NEW YORK LIFE IS NOT RESPONSIBLE FOR ANY FAILURE TO ACCESS OR USE THE SERVICES OR FOR FAILURES CAUSED BY SERVER ERRORS, 错误定向或重定向传输, FAILED INTERNET CONNECTIONS, LOST, INTERRUPTED, OR UNAVAILABLE CONNECTIONS OF ANY KIND, 数据传输错误或失败, 或任何电脑病毒或其他与服务有关的技术缺陷或错误.

Exceptions

有些司法管辖区不允许免责声明, 排除或限制某些保证, LIABILITIES AND DAMAGES, SO SOME OF THE ABOVE DISCLAIMERS, 排除和限制可能不适用于您. IN SUCH JURISDICTIONS, gpk电子游戏官网的责任将限于适用法律允许的最大范围.

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4. LIMITATIONS ON LIABILITY

In no event shall the New York Life Parties be liable to any person or entity whatsoever for any direct, indirect, incidental, special, compensatory, consequential, 或者惩罚性损害赔偿或者任何损害赔偿, 包括但不限于:(i)商誉损失, profits, business interruption, data or other intangible losses; (ii) your inability to use, unauthorized use of, performance or non-performance of the Services; (iii) unauthorized access to or tampering with your personal information or transmissions; (iv) the provision or failure to provide any service; (v) errors or inaccuracies contained in the Services or any materials or content obtained through the Services; (vi) any transactions entered into through the Services, (vii)任何财产损害，包括在访问或使用服务期间或因访问或使用服务而导致的病毒或其他有害组件对您的设备或计算机系统造成的损害, including any site to which the Services provide hyperlinks; or (viii) damages otherwise arising out of your use of or access to the Services, or the content of any site or sites linked to from the Services. 无论诉讼形式如何，本责任限制均应适用, whether based on contract, tort, negligence, strict liability or otherwise, even if New York Life has been advised of the possibility of damages. In no event shall New York Life’s liability exceed the total amount paid by you to New York Life, if any, for accessing the Services.

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5. INDEMNIFICATION

You agree to defend, 就所有索赔向gpk电子游戏官网赔偿并使其免受损害, actions, demands, liabilities, costs and expenses, including, without limitation, reasonable attorneys’ fees, resulting from your breach of any provision of this Agreement, the Additional Terms, or any warranty you provide herein, 或因您使用本服务及/或任何软件而引起的其他情况. 您同意与gpk电子游戏官网充分合作，就您在本协议项下须作出赔偿的索赔提出任何可用的抗辩.

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6. 服务的修改/终止

New York Life may, in its sole discretion, modify, suspend, or terminate the Services and/or any portion thereof at any time for any reason with or without notice to you.

如果您的帐户被取消或终止, 您将不再被授权使用“服务”, 但您仍将受本协议及任何附加条款项下义务的约束, including the warranties made by you, 以及免责声明和责任限制. gpk电子游戏官网无须就任何修改向阁下或任何第三方承担责任, 暂停或终止“服务”或您对“服务”的访问.

除非另有规定，本服务目前免费提供. gpk电子游戏官网保留就获取或使用服务收取费用的权利, including the Site, the Mobile App and any other services available through the Services, at any time in the future, 而gpk电子游戏官网会在此之前通知您. Your access to or use of the Services before such time does not entitle you to access or use without charge in the future.

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7. 通过服务提供的软件和下载

Any software that is made available in connection with the Services, 包括应用程式(例如流动应用程式), podcasts, audio or video streaming (“Software”) is owned or controlled by, or licensed to, 并受版权法和国际条约条款的保护. 您对本软件的使用仅限于私人用途, 非商业用途，并受最终用户许可协议条款的约束, if any, which accompanies the Software. New York Life has no liability with respect to any Software owned or controlled by third parties.

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8. USER CODE OF CONDUCT

The Services are for your personal and non-commercial use only. In accessing and using the Services, you agree that you will not:

• Deliver any unsolicited advertisement, promotional materials, junk email, bulk email (also known as “spam”), chain letters, surveys or contests, or solicit participation in any pyramid schemes (unless it is on a page that explicitly states that such postings are allowed on that page).
• Deliver any unlawful postings to or through the Services, 或任何宣扬非法活动的帖子.
• Deliver, or provide links to, any postings containing material that
  • could be considered harmful, obscene, pornographic, indecent, lewd, violent, abusive, profane, insulting, threatening, harassing, hateful or objectionable
  • harasses, victimizes, degrades, 或以宗教为基础恐吓个人或群体, race, ethnicity, sexual orientation, gender, age, or disability
  • is defamatory, false or libelous
  • 侵犯或违反任何实体或个人的任何知识产权或其他权利.
• Deliver any posting that you do not have a right to make available under law or contractual or fiduciary relationships.
• 冒充另一个人或实体或歪曲你与一个人或实体的隶属关系, 或以欺骗或欺骗他人为目的而采用虚假身份.
• Manipulate identifiers, including by forging headers, in order to disguise the origin of any posting that you deliver.
• 发送任何包含个人信息的邮件, such as phone numbers, social security numbers, account numbers, addresses or employer references.
• 以任何可能造成损害的方式使用本服务, 超载或干扰服务或其他用户设备的使用, or damage, 破坏或限制任何软件的功能, hardware, or telecommunications equipment.
• 试图获得对服务的未经授权的访问, any related website, or other accounts, computer systems, or networks connected to the Services, through hacking, password mining, or any other means.
• Obtain or attempt to obtain any materials or information through any means not intentionally made available through this the Services, 包括收集他人的信息，如电子邮件地址.

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9. 互动服务和用户资料

Interactive Services

服务可能提供某些具有交互式组件的服务，如公告板, chat rooms, blogs, and forums (collectively, “Interactive Services”). The Interactive Services may be covered by Additional Terms, which appear on the pages where these services are available, 除下述一般条款外. The selection of available Interactive Services may change from time to time in New York Life’s sole discretion.

 

User Materials

gpk电子游戏官网并不控制阁下或其他用户透过服务提供的任何资讯或其他资料，亦不承担任何责任, including any personal information and feedback data such as questions, 关于“服务”或“服务”的任何部分的评论和建议(统称为, “User Materials”). New York Life is not obligated to and does not regularly review, prescreen, monitor, delete, or edit User Materials. However, gpk电子游戏官网保留在任何时候自行决定这样做的权利, and to refuse, delete, move or edit any User Materials, in whole or in part, with or without notice. New York Life is not liable for damages of any kind arising from or related to any User Materials, including its refusal, 更改或删除任何用户资料, even when it is advised of the possibility of such damages.

您对使用您的帐户交付给“服务”的所有“用户材料”全权负责. Any violation of these provisions may subject your account to immediate termination and further legal action. 您声明并保证您拥有或控制用户资料的所有权利，并且gpk电子游戏官网公开发布和使用用户资料不会侵犯任何第三方的权利.

通过提供或修改任何用户材料, you are granting New York Life and its designees a royalty-free, fully paid, non-exclusive, irrevocable, perpetual, unrestricted, worldwide license to reproduce, publish, transmit, perform, display, sublicense, 从该等用户材料(包括任何想法)创作衍生作品并使用该等用户材料, concepts, 该等用户资料中包含的专有技术或技术)用于任何目的, including, without limitation, developing, manufacturing and marketing products incorporating such User Material, 单独或作为任何形式的其他作品的一部分, 现在或以后已知的媒体或技术. No credit, approval or compensation is due to you for any such use of User Materials you may provide. New York Life also has the right, but not the obligation, to use your username (and real name, image, 相似或其他识别信息, (如与用户资料有关), 城市和州与广播有关, print, online or other use or publication of your User Materials. Please note that any User Material you submit is and will be treated as non-confidential and non-proprietary as to you, unless specifically stated otherwise in our Privacy Policy.

The information and opinions expressed in User Materials are not necessarily those of New York Life or its content providers, advertisers, sponsors, affiliated or related entities, and New York Life makes no representations or warranties regarding that information or those opinions, and expressly disclaims any liability for User Materials. New York Life does not represent or guarantee the accuracy, completeness or reliability of any User Materials and has no obligation to determine whether the User Materials violate the rights of others. New York Life has no control over whether the User Materials are of a nature that you or other users might find offensive, distasteful or unacceptable. You acknowledge that any reliance on any User Materials submitted by other users will be at your own risk. 您承认本网站是“公开的”,” and in addition to the license granted to New York Life, other users will have access to your User Materials and might copy, modify or distribute them. If you are aware of any User Materials which violate this Agreement, please contact us by clicking here. 请提供尽可能多的细节, 包括基础材料的副本, gpk电子游戏官网可能会在哪里找到它, 以及删除该用户材料的原因. Please note that filing a complaint will not guarantee its removal, 而gpk电子游戏官网只会在其认为有必要移除的情况下移除用户资料. If any notice is based on an alleged copyright violation, 请遵照“侵犯版权”一节所载的指示.”

Other than those we specifically request, we do not accept unsolicited content or suggestions. This is to avoid any misunderstandings if your ideas are similar to those we have developed or obtained independently. However, if you submit any unsolicited content or suggestions to us, you will be deemed to have granted to us the same rights as are set out in this section with respect to User Materials. Without limiting those rights, you agree that New York Life, 本公司联属公司及本公司被许可人可在未经本公司批准及无任何信用的情况下，出于任何目的自由使用贵方发送给本公司的任何通讯中包含的任何信息, notice or compensation to you.

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10. REFERRAL PROGRAMS

The Services may allow you to spread the message about the Services, including referral programs that permit you to submit information from the Services about other persons (each, a “Referred Person”), including, without limitation, U.S.-based email addresses, wireless telephone numbers, names, 街道地址及其他联络资料, 以便接收有关服务的信息和/或促销优惠. You should obtain the consent of the Referred Person prior to providing us with his or her contact information.

我们保留限制您提交推荐人数量的权利. We reserve the right to limit the number of communications with any particular Referred Person from time to time. 推荐人必须在其居住地司法管辖区达到法定成年年龄, and be able to register for, or use, the Services. The contact information for a Referred Person must be valid and functioning in order for us to contact him or her about the Services. 我们将不负责验证您提供的联系信息. 如果任何被推荐人士/她/它似乎在我们的任何“不联系”或“不发送电子邮件”列表中，我们可以选择不与他/她/它通信. We may also reject the participation of any Referred Person if (a) the contact information provided by you is incorrect or not valid, (b) such individual has violated any provision of this Agreement, or (c) we determine in our sole discretion that the participation of such individual may be harmful to us, the Services, or any third party. We specifically disclaim any liability for such rejection.

We may send you a confirmation to inform you that the Referred Person has registered for an account. If you engage in improper behavior with respect to a referral program, as we determine in our sole discretion, 我们可停止向您提供“服务”. 我们也可能提供与推荐计划相关的奖励或奖励, and any such incentives or rewards shall be subject to any Additional Terms which are deemed incorporated into, and subject to, this Agreement. 本公司可暂停或终止任何及所有推荐计划，而无须另行通知、解释或承担责任.

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11. VOTING/RATING FEATURES

For any voting/rating features that are available through the Services, you must follow all instructions and limitations provided via the Services to submit your votes/ratings. 从您那里收到的投票/评分超过任何规定的限制将被取消资格. 禁止以付款或其他对价换取选票/收视率. Votes/ratings generated by script, macro or other automated means or any other means intended to impact the integrity of the voting/rating process as determined by us may be void. New York Life is not liable for incorrect/inaccurate voting/rating information or for any error, omission, interruption, 操作或传输中的删除或延迟, communications line failure, 盗窃或破坏或未经授权进入, or alteration of, votes/ratings. We may modify, terminate, or suspend the voting/rating or void any vote/rating should a virus, bug, non-authorized human intervention, action of voter/rater, 或者其他原因影响管理, security, or fairness of the voting/rating. We may disqualify any individual we find to be violating these terms, 篡改投票/评级过程, 或以不符合体育道德或不当的方式行事，并取消所有相关的投票/评级. 我们对任何投票/评级元素的所有方面的决定是最终的和有约束力的.

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12. MOBILE DEVICES

Through use of the Services, 您可以:(a)通过您的移动设备向本网站上传内容, (b) receive and reply to messages, 或者使用短信访问或发布帖子, (c)从您的移动设备浏览本网站及/或(d)访问您已下载并安装在移动设备上的某些功能(统称“移动服务”). In order to do so, 您必须拥有参与运营商的移动通信订阅(或获得适用用户的同意)或可以访问移动通信网络. 您全权负责支付与任何此类访问相关的任何服务费用(包括每条短信和数据费用以及您在移动设备上发送和接收的任何数据费用), as applicable). 您必须提供连接“服务”所需的所有设备和软件, including, but not limited to, 处于工作状态并适合与服务连接使用的移动设备. You must ensure that your Device and/or software does not disturb or interfere with the Services, including the Site’s operations. Any equipment or software causing interference will be immediately disconnected from the Services, 及gpk电子游戏官网可立即暂停或终止您对服务的进一步使用. 如果对服务的任何升级需要更改您的设备或软件, 你必须自费作这些改动. Unless explicitly stated otherwise, any additional features that augment or enhance the current Services will be subject to the terms and conditions of this Agreement. 您同意在使用本服务时遵守任何适用法律.

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13. PREMIUM SERVICES

本网站的某些服务可能需要您支付一定的费用(每笔费用)才能提供给您, a “New York Life Premium Service”). 使用gpk电子游戏官网保费服务, you will be subject to any charges and rules set forth in the Additional Terms for that service, 除下述一般条款外. You may register for the New York Life Premium Service by completing the applicable registration form.

 

Member Account and Password

You are responsible for any membership name and password that is associated with your account during registration. 如果gpk电子游戏官网高级服务无法识别您上次登录时使用的设备, 您将被要求提供信息，以帮助我们识别您的注册. It is your responsibility to maintain the confidentiality of your password, if one is established. 您对在您的帐户下发生的任何和所有活动负全部责任, 并同意立即通知我们任何未经授权使用您的帐户.

 

Charges for Premium Service

如有任何收费，gpk电子游戏官网将提供通知, or extra charges, 在您注册或进入高级区域之前. 您有责任为您的帐户产生的优质内容的任何费用. We are not liable for any loss that you may incur as a result of someone else using your password or account, whether with or without your knowledge.

如果您以信用卡支付gpk电子游戏官网保费服务, you authorize us to charge your credit card account by registering for the service and providing us with your credit card information. You warrant to us that the credit card information that you provide us is correct and is your account.

 

仅限个人及非商业用途

任何gpk电子游戏官网保费服务只供您个人及非商业用途. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, 未经本公司事先书面同意而从任何gpk电子游戏官网保费服务取得的产品.

 

Cancellation

您可以随时通过本服务提供的GPK电子与我们联系，取消您的会员资格.

We reserve the right to terminate your access to this premium service or any portion thereof at any time, without notice.

 

Service Contact

您可透过适用的gpk电子游戏官网保费服务主页上提供的联络资料，以电邮方式提出您的客户服务要求.

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14. INTERNATIONAL USE/U.S. EXPORT CONTROLS

Accessing materials through the Services by certain persons in certain countries may not be lawful, 及gpk电子游戏官网不声明透过服务提供的资料是否适合或可在美国以外的地方使用. If you choose to access the Services from outside the United States, you do so at your own risk.

美国控制可从服务下载的任何软件的出口. 不得下载与本服务相关的软件或任何其他材料, 出口或再出口到出口管制法禁止的国家或个人, or to anyone on the U.S. 美国财政部特别指定国民和封锁人员名单.S. 商务部的拒绝令表. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export, or re-export of any such materials. By using and/or downloading any such materials from the Services, 您声明并保证您不在, under the control of, or a national or resident of any such country to which such import, export, 或禁止再出口，或不是禁止出口的个人或实体.

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15. GENERAL

This Agreement and any Additional Terms shall be governed by, 根据纽约州法律进行解释和执行, 因为它适用于完全在这种状态下签订和履行的协议, 不考虑法律冲突原则. You agree that any all disputes, claims and causes of action relating to this Agreement, the Additional Terms, the Services, and/or the Privacy Policy, shall be resolved individually, 不诉诸任何形式的集体诉讼, 只能在纽约进行保密仲裁, New York, before a single arbitrator pursuant to the then-current arbitration rules of the American Arbitration Association. Any award rendered shall be final and conclusive upon the parties and a judgment thereon may be entered in the highest court of any forum, state or federal, having jurisdiction, provided, however, 即提起强制执行诉讼的一方, 撤销或以其他方式修改仲裁裁决不得在该等文件中包含任何机密信息，除非适用的法院规则要求这样做, if so required, 应采取一切合理措施防止该等保密信息的泄露, 包括但不限于申请许可，使其最初的文件盖章或提交其文件的编辑版本，省略了这些信息. The parties to the arbitration will share equally the administrative costs of such arbitration proceedings. You agree to commence any arbitration proceeding with respect to this Agreement within one year after the claim arises. You agree that a proceeding commenced after this date is barred.

If any provision of this Agreement, 或将其应用于任何人, entity or circumstances, is held invalid or unenforceable, then such provision shall be deemed superseded by a valid, enforceable provision that matches, as closely as possible, the original provision, and the other provisions of this Agreement shall remain unaffected and in full force and effect. 任何一方未能坚持严格履行本协议的任何条款, 或行使根据, 本协议不应被解释为放弃任何规定或权利. Unless expressly provided otherwise, 本“协议”是您与gpk电子游戏官网就“服务”的使用达成的完整协议，除非以书面形式，否则不得修改, signed by an authorized representative of New York Life. All representations, warranties and indemnification obligations made or undertaken by you will survive any cancellation or termination of your account.

If you have any questions concerning this Agreement or the Services, please contact us by clicking here.

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16. INTELLECTUAL PROPERTY NOTICES

知识产权的所有权和使用

gpk电子游戏官网或其联属公司拥有或许可服务的所有方面, including but not limited to text, photographs, graphics, video and audio material, software, logos, titles, characters, names, and button icons (collectively “Intellectual Property”). 知识产权受版权保护, 美国商标法和其他法律, as well as international conventions and the laws of other countries. 

You may view, store, print, reproduce, and distribute pages within the Services solely for your personal, non-commercial purposes, 但(a)未修改任何页面, and (b) this page and any notice regarding content use or ownership are included with all stored, reproduced, or distributed pages. 

除了前一句提到的, you may not reproduce, download, license, publish, enter into a database, display, modify, create derivative works from, transmit, post, distribute, perform publicly, decompile, reverse engineer, disassemble, 在其他与计算机相关的环境中使用, transfer, or sell any Intellectual Property, or any other information, software or products obtained from or through the Services, in whole or in part, without the express written permission of New York Life. 

Additionally, you may not create or promote a website with hyperlinks to any page beyond the homepage of the Site (a/k/a “deep linking”), 为网站或服务中包含的任何网页或材料提供框架, 或在用于商业目的的电子邮件中包含指向服务任何方面的超链接, without the express written permission of New York Life.

 

Copyright Infringement

gpk电子游戏官网尊重第三方的知识产权，并遵守《gpk电子游戏官网》(DMCA)有关该等权利的条款. 通过本服务提交任何用户材料时，您(a)授予将用户材料发布在本网站或通过用于本服务的任何其他媒体渠道发布的许可, 并且(b)声明您是所提交材料的合法所有者, and that no one else may claim rights to this material. 

New York Life may independently remove material that it reasonably believes to be infringing the rights of a third party, but has no obligation to do so. New York Life’s actions do not affect any other rights New York Life may have under law or contract.

 

著作权侵权索赔程序

If you believe that any portion of the Intellectual Property infringes copyrights in your independent work of authorship, 贵方可根据《GPK电子》的规定向我方指定代理发送书面通知(“通知”):

DMCA Designated Agent
c/o总法律顾问办公室，技术、知识产权和战略采购主管
51 Madison Avenue
New York, NY 10010
By Email: DMCA_Agent@mrnils.net

To be effective under U.S. copyright law (17 U.S.C. §512(c))，通知必须包括: 

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
• Identification of the copyrighted work claimed to have been infringed, or, 如果一个在线网站上的多个版权作品被一个通知覆盖, 该地点此类工程的代表性清单;
• 确定声称侵权或侵权活动主体的材料，并将其移除或禁止其访问, 及足以让gpk电子游戏官网找到该等资料的合理足够信息;
• 足以让gpk电子游戏官网联络投诉方的合理资料, such as an address, telephone number, and, if available, an email address; and
• 一份声明，表明投诉方真诚地相信以被投诉的方式使用该材料未经版权所有人授权, its agent, 或者法律声明通知中的信息是准确的, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Please note that the Notification process is valid only with respect to a claim of copyright infringement. 与其他事项相关的消息将不会通过此流程收到响应. 

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17. CHANGES TO THIS AGREEMENT

New York Life reserves the right, in its sole discretion, to change this Agreement and/or the Additional Terms at any time. gpk电子游戏官网将尽力在网站上或通过移动应用程序提供有关本协议任何重大变更的通知，但无论其是否提供该等通知, your continued use of this the Services constitutes your agreement to be bound by any changes to the Agreement. 请定期查看本协议和/或“附加条款”是否有变更.